Saudi GOSI Calculator

See the estimated amount deducted from your salary for GOSI, pension and SANED.

Calculator

Enter Your Details

Where Do You Work?

Nationality

Did You Have GOSI or Government Pension Before 3 July 2024?

This helps us calculate your deduction using the correct system.

Your monthly basic salary before allowances.

SAR

Leave this empty if you do not receive a housing allowance.

SAR

Result

Estimated Monthly Deduction

Enter your basic salary to see the result.

Your result will appear automatically.

This is an estimate. Your actual deduction may differ based on GOSI and employer records.

How It Works

How is your deduction calculated?

1

Choose the Right System

Your work sector and contribution history help us choose the system that applies to you.

2

Find the Calculation Salary

For GOSI, this is generally basic salary plus housing. The existing government pension system uses basic salary only.

3

Calculate the Deduction

We apply the pension and SANED rates that match your situation.

Existing System

For a Saudi private-sector employee under the existing system: 9% pension plus 0.75% SANED is paid by the employee.

New System

If you had no previous contribution before 3 July 2024, the calculator automatically uses the current pension rate under the new system.

Note: Your employer may pay other insurance contributions, but these are not deducted from your salary, so they are not included in this result.

Official Source

General Organization for Social Insurance (GOSI)

Saudi Workers - Contribution Rules

Rules last verified: 4 October 2026